the added values of women's benefits under the Federal Pension Law

16/11/2021 Jobs | Adel Ramzy

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the Federal Pension Law provides many added values that give special insurance benefits to women under the Law in appreciation of their role in serving their families and society. a woman may purchase (10) nominal years to increase the pension rate upon retirement, and this period gives her an opportunity to increase her pension by (20%), while a man can buy (5) nominal years whereby he can increase his pension by (10%). the Law allows the creation of an additional share for the daughter, sister or mother if any of them is widowed or divorced and does not receive another salary or pension. These shares will be created without prejudice to the shares of the other pension beneficiaries and will be equal to the original shares transferred to the beneficiaries on the date of the death of the pensioner. this share may also be created for the son or brother, if either of them becomes unable to earn after the death of the pensioner and does not receive any other salary or pension. the general rule in the Federal Pension Law is that the insured may not combine two pensions from the GPSSA or combine a pension with any salary he/she receives from any other entity in the UAE if he/she does not meet the conditions for combining. However, the Law gives the widow the right to combine her pension with her share in her husband's pension, or her salary with her share in such pension. the Pension Law equalizes between males and females in the distribution of pension to beneficiaries, as the pension is not considered a legal inheritance, so it establishes the right of the daughter to obtain a share equal to that of her brother. On the other hand, the son's share is suspended when he reaches the age of (21) or, if he is a student, (28) years, while the daughter's share continues to be paid regardless of her age, as long as she meets the other eligibility requirements. the fact that the Law guarantees the right of equal distribution of pension to beneficiary heirs, whether the deceased is male or female, noting that the pension of an insured woman is given to her beneficiary heirs if they fulfill the eligibility requirements, as is the case with men. Mohamad Saif Al Hameli Director General of the General Pensions and Social Security Authorit

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